Roth Ira Limits 2024 Over 50. According to the fidelity ® q2 2023 retirement analysis, roth iras are now the most popular way to save for retirement outside of a workplace plan. It’s $7,000, or $8,000 if you’re over 50 for 2024.

Ira account holders can contribute up to $7,000 in 2024, which is a $500 jump over the 2023 cap. In 2024, the maximum contribution you can make to a roth (or traditional) ira is $7,000.